"Great service - keep up the good work

"I would like to invest in large cap Dividend payers but without taking any stock specific risk

"Can you suggest an instrument (Investment Trust/ETF/iShares) which focuses on the following criteria:

"Large-cap
Excellent dividend record
Sectoral diversification
Geographic and therefore currency diversification

"I came across the note below from Sarasin recently in particular the red highlighted section below may be of interest."

Eoin Treacy's view Thank you for this interesting email and the attached note. There are a number of global income funds available which also invest in companies that pay reliable dividends and offer exposure to the growth of the global middle class. The Chart Library has a number of such funds listed; simply search for "income". If subscribers can suggest any others fulfilling the above criteria just let us know and we can add them to the Library.

The Sarasin Equisar Global Thematic Fund is managed by the highly regarded Guy Monson and focuses on globally significant companies. He does not appear to incorporate a consistent dividend record in his selection criteria. The fund rallied impressively from its 2008 lows, consolidated below the 2008 peak from April last year and broke upwards in late November. While presently somewhat overextended relative to the 200-day MA, a sustained move below 600p would be required to question medium-term upside potential.

The JPMorgan Income & Capital IT includes shares such as Royal Dutch Shell, HSBC, Vodafone and BHP Billiton in its Top-10, yields 6.73% and trades at a discount to NAV of 12%. The Trust bottomed in March 2009 and has been ranging above 60p for 18 months. It broke upwards three weeks ago and clear downward dynamic would be required to check potential for some additional upside.

The Aberdeen Asian Income Fund may also be of interest. It holds a Deutsche Bank Indonesia Fund, Taiwan Semiconductor, Taiwan Mobile and Swire Pacific in its Top-10 holdings. It yields 3.89% and is currently trading at a premium to NAV of 5.44%. It has been in a consistent uptrend for more than 2 years and a sustained move below the 160p would be required to begin to question medium-term upside potential.